Terms of Use

By creating an account or using the Service you agree to these terms and to our Privacy Policy. If you do not agree, do not use the Service. If you use it on behalf of an organisation, you confirm you may bind that organisation to these terms.

You must be at least 18 years old (or the age of majority where you live, if that is higher) and able to form a binding contract. You may not use the Service where the law prohibits it, if you are located in a country subject to U.S. sanctions or are on a U.S. government list of restricted parties, or if we have previously closed your account. Real World trading is also subject to your brokerage's own eligibility rules.

• Give accurate information, and keep your email address and phone number current, since we use them for security codes.
• Keep your password private and do not share your account. Each person may hold one account, which cannot be transferred. You are responsible for everything done through it.
• Tell us promptly at info@stratwhiz.com if you think someone else has access to your account.

StratWhiz lets you:

• build trading strategies on a visual canvas, or by describing them in words or by voice, with an AI assistant that turns the description into a strategy;
• test them against historical market data in the Strategy Lab;
• paper trade them in Dream World with virtual Dream Money;
• trade live in Real World, where your strategy places real orders through a brokerage account you link;
• share strategies with, and copy strategies from, the Community; and
• learn how indicators work in the Learning Center.

The Service is under active development. We may add, change or remove features, and some may be labelled beta or preview. We do not promise that any feature will stay available.

StratWhiz is not a broker-dealer, investment adviser, commodity trading adviser or financial planner, and is not registered as any of them. We do not know your finances, goals or tolerance for risk, and we do not recommend any security, strategy or trade.

• Sample strategies, Learning Center lessons, and examples are for education only.
• Strategies shared to the Community are written by other users. We do not review, endorse or vouch for them, and their authors are not advising you.
• Strategies produced by the AI assistant can be wrong, incomplete, or different from what you meant. Check every node before you save, test or deploy it.
• Backtest results and Dream World performance are hypothetical simulations. Unless you set commission and slippage, they leave out trading costs, and they always leave out taxes and other real-world factors. They can be affected by errors in data or code, and do not predict future results.

You alone decide whether to trade, what to trade, and how much. Consider getting advice from a licensed professional before you trade with real money.

Trading securities involves substantial risk of loss. When you run a strategy in Real World, you accept that:

• Every order a deployment places is your order. A running deployment acts automatically on your instructions, including while you are away, and you are responsible for all resulting trades, losses, fees and taxes.
• Automation can fail. Orders can be delayed, rejected, partly filled, filled at worse prices than expected, or placed more than you intended, because of market conditions, data delays or errors, bugs, outages at StratWhiz, our providers or your brokerage, or network problems.
• Safeguards are best-effort. Stop-losses, take-profits, trailing stops and safeguards such as loss limits may not trigger, may trigger late, or may fill well past their level, for example when prices gap. Pausing or stopping a deployment does not necessarily close its open positions.
• Deployments can stop running. For example, if your brokerage link expires (some brokerages require you to re-link every few days), a deployment may stop placing or managing orders until you act. Watch your positions directly at your brokerage.
• Short selling and leverage can lose more than you invest.

Only trade with money you can afford to lose.

• Your brokerage account is a relationship between you and your brokerage (for example, Charles Schwab), governed by its own agreement. We are not a party to it and are not responsible for your brokerage's actions, fees, outages or decisions.
• By linking a brokerage, you authorise StratWhiz to read your account information and to place, change and cancel orders in that account on your behalf, as your deployments instruct, until you unlink it or revoke access at the brokerage.
• You are responsible for making sure your use of StratWhiz is allowed by your brokerage agreement, and for account requirements such as margin, pattern day trading rules, and available funds.
• Account data we show (balances, positions, fills) is copied from your brokerage, may be delayed or approximate, and is not an official record. Your brokerage's statements are the record.

Dream Money is virtual. It has no cash value, cannot be withdrawn, transferred or exchanged, and we may reset or adjust Dream World balances. Paper trading fills are simulated and are usually better than real fills would be.

You own the strategies and other content you create. You give us a licence to host, store, copy, process and display it as needed to run the Service for you, including running your backtests and deployments.

When you share a strategy to the Community, you also give other users a worldwide, royalty-free licence to view it, run it in backtests and in their own deployments, and save and change their own copies. Unsharing stops new users from finding it but does not recall copies already made. Share only what you have the right to share.

In the Community, do not post performance claims you cannot back up, promote paid services or solicit other users, or present a strategy as advice. When you share a backtest result outside StratWhiz, say that it is a hypothetical simulation. We may remove shared content that breaks these terms or that we believe could mislead or harm other users.

If you believe content on StratWhiz infringes your copyright, write to info@stratwhiz.com with the content, your work, and your contact details. We remove infringing content and close the accounts of repeat infringers.

If you send us ideas or feedback, we may use them without any obligation to you.

You agree not to:

• use the Service for market manipulation, spoofing, wash trading, insider trading, or anything else that breaks securities or other laws;
• access another person's account or brokerage, or link a brokerage account you are not authorised to trade;
• probe, scan or test the Service's security, get around rate limits or security checks (including by opening several accounts), or interfere with its operation;
• use automated tools to drive the website, or use the Service or its content to train AI models;
• scrape, copy or resell the Service or its market data, or use it to build a competing product;
• reverse engineer the Service, except where the law allows it;
• upload anything unlawful, infringing, harmful, or that impersonates someone else, including in strategy names, descriptions and usernames; or
• misuse the AI assistant, for example to generate content unrelated to building strategies.

The Service relies on third parties, including your brokerage, market data sources, cloud hosting, AI models, sign-in providers such as Google and Apple, and messaging providers. We are not responsible for third-party services, and your use of them may be subject to their terms.

Prices, quotes and historical data in StratWhiz come from third-party providers, who own them. You may view and use them inside the Service for your own personal, non-commercial use. You may not redistribute, resell, scrape or export them in bulk, or use them to build indices, data products or other services. Market data may be delayed, incomplete or wrong, and is provided without warranty. A provider may require us to change or stop offering data, or to ask you about how you use it.

StratWhiz is currently free to use. If we introduce paid plans, we will tell you the price and terms before you are charged, and nothing will be charged without your agreement. Your brokerage may charge its own commissions and fees.

The Service, including its software, design, the StratWhiz name and logo, and the Learning Center content, belongs to us or our licensors. These terms give you a personal, non-transferable right to use the Service as offered, and nothing else.

To the fullest extent the law allows, the Service is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure or error-free, that market data or results will be accurate, or that any strategy will be profitable.

To the fullest extent the law allows, we will not be liable for any trading losses, lost profits, lost data, or indirect, incidental, special, consequential or punitive damages, arising from or related to the Service, even if we were told they were possible. Our total liability for any claim related to the Service is limited to the greater of the amount you paid us in the 12 months before the claim and 100 US dollars.

Some places do not allow some of these limits, so they may not all apply to you. Nothing in these terms limits liability that cannot be limited by law.

You will compensate us for claims, losses and costs (including reasonable legal fees) that arise from your breach of these terms, your misuse of the Service, your content, or trades placed through your account, except to the extent caused by our own wrongdoing.

You can stop using StratWhiz at any time and delete your account from Settings (see the Privacy Policy). We may suspend or close your account, or pause or stop your deployments, if you break these terms, if the law or one of our providers requires it, or for security or infrastructure reasons that put you, other users or the Service at risk. Apart from the safeguards you set, we never stop a deployment because of how it is performing. Where we reasonably can, we will tell you first.

Closing a StratWhiz account does not close positions or cancel orders at your brokerage; you remain responsible for them. Sections that by their nature should survive (such as risk, disclaimers, liability and indemnity) do.

These terms are governed by the laws of the State of Washington, USA, without regard to conflict-of-law rules. Any dispute will be heard in the state and federal courts located in King County, Washington, and you and we consent to their jurisdiction. If you are a consumer, you keep any protections the law where you live gives you. Before starting a formal dispute, email us at info@stratwhiz.com with a description of the problem, and give us 30 days to try to resolve it informally.

We may update these terms as the Service or the law changes. The effective date at the top shows the current version. For a material change, we will tell you by email or in the app at least 14 days before it takes effect, and we may ask you to accept the new terms before you continue. If you keep using the Service after that, you accept the updated terms.

These terms and the Privacy Policy are the whole agreement between you and us about the Service. If a part is found unenforceable, the rest still applies. Not enforcing a term is not a waiver of it. You may not transfer these terms without our consent; we may transfer them as part of a merger or sale of the business. We are not responsible for delays or failures caused by events outside our reasonable control, such as outages at our providers, exchanges or your brokerage. You must follow U.S. export control and sanctions laws when you use the Service. We send notices to the email address on your account, and you send them to info@stratwhiz.com. If these terms are translated, the English version controls.

Questions about these terms: info@stratwhiz.com, or by post to HL Tech LLC, 14665 NE 34th St, Bellevue, WA 98007.